The ZERO Plan®

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Warning: Read before using a SAVINGS accounts

When you fill out an automatic payment authorization, you are directing and instructing Universal Lenders to withdraw payments using the banking information you provide to us.  Accordingly, if you instruct us to take a payment using your savings account, we will follow your instructions.  However:

Federal Law limits you to 6 ACH withdrawals per month from your SAVINGS accounts

If you plan to withdrawal funds or make payments more than 6 times per month from your savings account, you may wish to consider using your checking account instead, to avoid possible ramifactions with your bank.  You can read more about Regulation D and the 6 withdrawal limit here: