The ZERO Plan®

0% Payment Solutions
 

Payments In-Person

DURING THE COVID-19 PANDEMIC, OUR OFFICE IS CLOSED TO THE PUBLIC UNTIL FURTHER NOTICE.

If you need to make a payment in person, please have a check or money order for the exact amount, with your account number listed on the payment.  During regular business hours, dial 202 at the door intercom, and we will "buzz" you into the building; however you will not be allowed to enter our office.  You will need to place your payment underneath our door.  If you are trying to pay by credit or debit card, please call our office instead to make a phone payment.

(MON - FRI, 9AM to 6PM CST).


UNIVERSAL LENDERS LLC
1140 W LAKE ST STE 202
OAK PARK, IL 60301-1050

(MAP)


Additional provisions when making payment in-person:

  • WE DO NOT ACCEPT CASH.  (There is a Citibank across the street and several other banks in the surrounding area, as well as a 7-Eleven convenience store a few blocks away, which could convert cash into a money order for you).
  • THERE IS A CONVENIENCE FEE TO PAY BY ELECTRONIC CHECK or DEBIT/CREDIT CARD.  The fee is $15 for ACH (electronic check), or the greater of $15 or 3% of the payment amount if paying by credit or debit card.
  • If driving, there is a village-owned parking garage behind our office building.  Parking is free for the first hour.  Enter through Marion or Ontario St, and park on the 3rd floor by 3W stairwell (closest to Harlem).  There is a flyover bridge connecting the 3W stairwell to the rear entrance of our building.  Proceed straight down hallway to 1140 (Oak Leaves Building).  Dial 202 at intercom and we will buzz you in during business hours.
  • By public transportation: CTA Green Line (Harlem Stop) or Metra/Union Pacific West (Oak Park Stop):  We are 1 block north of the train station at Lake/Harlem.  CTA Blue Line (Harlem Stop): take Pace 307 North to Harlem.  Pace bus routes 307, 318, 309, 313 and CTA route 90: Harlem/Lake stop.  1140 (Oak Leaves Building) is next to Nando's restaurant, across from Pier 1, Old Navy, GAP, and Target.  Dial 202 at intercom and we will buzz you in during business hours.