The ZERO Plan®

0% Payment Solutions

Who is Universal Lenders LLC ?

Universal Lenders provides 0% promotional financing programs for dealers who sell extended service contract and other Vechicle/ RV/ Boat/ Motorcycle protection products (colloquially referred to as "warranties").

When you puchased a "warranty" or other protection product from your dealer, instead of paying the dealer in cash up front for the entire price of the policy(s), you selected to make monthly payments, and the dealer had you sign a payment contract.  Universal Lenders is the finance company that collects payments from you for the purchase of your warranty.  We maintain and service your payment account until your account is paid off.

If you have questions about your account or payment plan that are not answered on our website, please contact us using any method listed on our Contact Us page.

 ►  Universal Lenders IS NOT the warranty company or service contract administrator  ◄ 

Any questions relating to your protection product policy (such as terms, eligibility, coverage, or to initiate repair claims) must be directed to either the warranty company, product Administrator, or your selling Dealer.